We make home financing feel easy.
Take advantage of low rates and loans designed to fit your needs—only at Opus Home Loans.
Today’s rates
How can we help?
Get a free rate quote
Find the best rates tailored to your needs—no cost, no obligation.
Compare rates
Easily explore and compare rates to save on your mortgage.
Get pre-approved
Take the first step toward your dream home with a quick pre-approval.
Our simple home loan process
Pre-Approval
Share your financials to see how much you can borrow and at what rate.
Loan Application
Find a home within your budget and formally apply for a mortgage.
Lock Rate
Secure a fixed interest rate for your mortgage during the lock-in period.
Loan Processing
The lender verifies your details and appraises the property.
Underwriting
The underwriter reviews your application to decide loan approval.
Closing
Sign final documents, pay closing costs & officially own your new home.
Find the right loan for you
VA Loans
Designed for veterans, service members, and their spouses, offering the advantage of no down payment.
FHA Loans
Suited for first-time buyers or those with lower credit scores, these loans require smaller down payments.
Fixed-Rate Mortgage
Offers stable monthly payments with a consistent interest rate for the life of the loan.
Jumbo Loans
Designed for veterans, service members, and their spouses, offering the advantage of no down payment.
Adjustable Rate Mortgages
Starts with a lower rate that adjusts over time based on market conditions.
First Time Buyer Mortgages
Tailored for new homebuyers, often featuring low down payments and incentives.
USDA Mortgages
Available for rural homebuyers, offering no down payment and low interest rates.
Interest Only Mortgages
Allows initial payments on interest only, lowering costs early in the loan term.
Licensed in 26 states currently
Benefits of working with us
Hassle free process
Simplified steps for an easy journey.
We handle the details for you.
Stellar service
Support whenever you need it. Service that stands out.
Open communication
Transparent updates at every step.
We keep you informed, always.
Specialized expertise
Tailored solutions for your unique needs.
Focused experience you can trust.
Low rates
Save more with our competitive rates.
Affordable options without compromise.
Guidance
Clear advice for confident decisions.
Simplifying the process for you.
Be the first to know when the rates drop
Never miss a rate drop
Make well-timed decisions
Take advantage of low rates
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